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Commercial Auto Insurance

Protect Your Fleet

Keep your business moving with the right coverage.

Whether you have a single work vehicle or an entire fleet, commercial auto insurance protects your business from unexpected accidents, damages, and liability claims. At Washington First Insurance, we offer tailored policies to ensure your vehicles, drivers, and operations stay protected on the road.

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Coverage built for business vehicles and operations.

A personal auto policy won’t cover vehicles used for business. Commercial auto insurance ensures you’re financially protected in case of accidents, damage, or liability claims involving work vehicles. Explore coverage options below.

Coverage Options

Liability Coverage

Covers damages and medical expenses if your business vehicle is involved in an accident where you’re at fault.

Physical Damage Coverage

Helps repair or replace your company vehicles if they’re damaged in a collision, vandalized, or affected by weather events.

Hired & Non-Owned Auto Coverage

Protects your business when employees drive rented or personal vehicles for work-related purposes.

Answers to common questions about commercial auto insurance.

  • How is commercial auto insurance different from personal auto insurance?

    Commercial auto insurance covers business-use vehicles, offering higher liability limits and protection for employees driving for work. Personal auto policies don’t cover business-related accidents.

  • Who needs commercial auto insurance?

    Any business using vehicles for work purposes—contractors, delivery services, sales teams, and more—should have a policy to cover potential risks.

  • Are employees covered when driving my business vehicles?

    Yes, your policy typically covers employees driving company-owned vehicles for business purposes. Additional coverage may be needed for personal vehicle use.

  • What types of vehicles can be covered?

    From company cars to vans, trucks, and service vehicles, commercial auto policies can be customized for various business needs. We’ll help you find the right fit.

  • How much coverage does my business need?

    Coverage depends on the size of your fleet, business operations, and risk exposure. Our team can help determine the best policy for your needs.

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