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Auto Insurance

Coverage For the Road

Auto insurance should be simple and built for you.

Your car is more than just a way to get from place to place—it’s part of your daily life. At Washington First Insurance, we offer coverage that fits your needs, ensuring you're protected from accidents, damages, and the unexpected. Our local team is here to help you find the right policy.

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The right protection for every driver and vehicle.

Every driver is different, and so are their coverage needs. Whether you're looking for basic protection or a policy with added security, we provide flexible options that fit your lifestyle. Explore the key coverage types to see what works best for you.

Auto Coverage Options

Liability

Coverage

Helps cover costs if you're responsible for an accident, including damages and medical expenses for others involved. Essential for financial protection.

Comprehensive Coverage

Protects against non-collision damages like theft, vandalism, weather events, and animal-related accidents. Great for added security beyond just accident coverage.

Collision

Coverage

Covers damage to your vehicle after an accident, whether it’s with another car or an object like a tree or pole.

Answers to common questions about auto insurance.

  • What factors affect my auto insurance rate?

    Several factors influence your rate, including driving history, vehicle type, location, and coverage choices. A clean record and bundling policies can lower costs. Our team can help find the best rate for your situation.

  • Do I need comprehensive and collision coverage?

    While liability coverage is required, comprehensive and collision are optional. If your car is leased or financed, they may be necessary. These coverages provide added financial protection against unexpected events like theft or accidents.

  • Can I bundle my auto insurance with other policies?

    Yes! Bundling auto insurance with home or renters insurance can save you money and simplify your coverage. Our team can review options that maximize your discounts while keeping coverage seamless.

  • What should I do after an accident?

    First, ensure safety and check for injuries. Call emergency services if needed. Exchange information with the other driver and document the scene. Then, contact us to start the claims process and guide you through next steps.

  • How can I lower my auto insurance premium?

    Safe driving, maintaining good credit, increasing deductibles, and qualifying for discounts—such as good driver or multi-policy discounts—can help lower your premium. Our team can review your policy and look for ways to optimize savings.

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